Exclusive Finance Option

Banks Said No?
We Say Yes.

Since 2011, Rob Sinclair Equipment Rental (RSER) has helped hundreds of owner-operators and small businesses get the equipment they need — even when traditional lenders won’t.

Unlike brokers who pass your paperwork around, we’re the lender. That means faster decisions, more flexibility, and real solutions for real businesses.

Why Rent to Own?

A smarter way to get the equipment your business needs — without the hurdles of traditional finance.

Nil Deposit

Get on the road without any upfront payment. We fund the full value of the equipment so you can keep your cash where it counts.

100% Tax Deductible

Every rental payment is fully tax deductible for your business. It’s not just finance — it’s a tax-effective strategy.

Flexible Payout

Pay out your rental at any time and take full ownership — with no payout penalties whatsoever.

Fast Approvals

Because we’re the lender, there’s no waiting on third parties. We assess your application and get you an answer fast.

How It Works

From application to the keys in your hand — it’s simpler than you think.

1

Apply Online or Call

Submit our quick application form or call us on 1300 824 859 to get things started.

2

We Assess & Approve

We review your situation directly — no credit score obsession, just a practical look at your business.

3

Choose Your Equipment

Pick from our stock or source the right equipment for your needs. As a licensed dealer, we can help you find the perfect fit.

4

Start Working

Drive away and get earning. Make weekly or monthly rental payments, and take ownership when you’re ready.

We look at the bigger picture

Traditional lenders tick boxes. We look at your business, your goals, and your ability to earn. That’s why we can help when others won’t.

Rob Sinclair is a licensed motor vehicle dealer who can source and supply the right equipment for your application, together with the finance — making the whole process seamless.

Pre-Approval

Get approved before you find the right equipment, so you can move fast when you do.

New Businesses

Just starting out? We back businesses at every stage — including day one.

Capital Raising

Need to free up cash while keeping your gear? We can structure a deal that works.

Refurbishment Finance

Engine rebuilds, body work, or full refits — we finance equipment upgrades too.

Previous credit issues? Let’s talk.

A rough patch doesn’t define your future. We assess every application on its merits and find ways to make it work.

Apply Now — It’s Free

Common Questions

Rent to Own is a rental agreement where you make regular payments (weekly or monthly) to use the equipment. You can pay out the remaining balance and take full ownership at any time — with no penalties. It’s an ideal solution for businesses that may not qualify for traditional bank finance.
No. Our Rent to Own agreements are nil deposit — you don’t need any upfront payment to get started.
Flexible terms of up to 5 years are available. You can pay out the rental and take ownership at any time, with no early termination penalties.
Yes. We consider every application on its merits. Previous credit issues don’t automatically disqualify you — we look at your overall situation and your capacity to earn.
Yes. All rental payments under a Rent to Own agreement are 100% tax deductible for your business. Speak to your accountant for specific advice on your situation.
Absolutely. You can choose from our available stock, or we can source the right equipment for you as a licensed motor vehicle dealer. We handle the equipment and the finance in one place.

Ready to get your business moving?

Apply online in minutes or call our team for a no-obligation conversation about how Rent to Own can work for you.

No obligation. No hard credit checks to apply.